Get truck insurance from the people fighting for truckers’ rights

No other truck insurance provider also works to protect the rights of all truckers.

In addition to its aggressive representation on behalf of truckers, the Owner-Operator Independent Drivers Association offers a complete range of affordable truck insurance products tailored to the needs of small-business truckers. OOIDA is the most experienced commercial truck insurance specialist in the country and has been at the forefront of developing low-cost insurance products for owner-operators since the mid-1970s.

Through a wholly owned subsidiary, OOIDA can provide you with the right information and a complete range of coverage and policy options for your business.

Truck insurance services are available from OOIDA in all states and the District of Columbia. Coverage availability varies by state.

Truckers can arrange monthly installments with OOIDA without large up-front payments and no additional finance costs.

OOIDA offers:

• Expert advice from specialists.
• Complete range of coverages.
• Competitive rates with many discounts.
• Direct underwriting.
• Fast turn-around on binding decisions and documentation.
• No hidden renewal terms.
• Convenient monthly installments with no financing costs.

OOIDA offers owner-operators with authority:

• Primary liability, which protects the insured against loss from legal liability for bodily injury or property damage to another party.
• General liability , which protects you against liability claims for bodily injury and property damage arising out of premises, operations, products and completed operations as well as advertising and personal injury liability.
• Motor truck cargo (insurance against loss from legal liability for damage to goods or merchandise in the insured’s care and custody in the ordinary course of transit).
• Physical damage (covers loss or damage to an insured vehicle caused by collision, fire, theft or vandalism on an actual cash value basis).
• Passenger accident (provides accidental death and dismemberment coverage and accidental medical expense coverage for guest passengers, with no deductible and no minimum age limits).

For leased owner-operators, OOIDA offers policies covering:

• Nontrucking liability (coverage while the truck is being operated for personal convenience).
• Unladen liability (coverage while the truck is being operated with an attached empty trailer, or without any trailer at all, whether dispatched or not).
• Bobtail liability (coverage while the truck is being operated without a trailer attached).
• Physical damage (covers loss or damage to an insured vehicle caused by collision, fire, theft or vandalism on an actual cash value basis).
• Passenger accident (accidental death and dismemberment coverage and accidental medical expense coverage for guest passengers, with no deductible and no minimum age limits).

In addition, OOIDA offers coverage sold in conjunction with physical damage policies:

• Roadside breakdown coverage.
• Supplemental towing and clean-up.
• Rental reimbursement.
• Personal property.
• Optional downtime coverage.
• Limited depreciation coverage.
• Trailer interchange.
• Gap insurance.

If you have questions about commercial truck insurance, look here or give OOIDA a call at 800-715-9369 Monday through Friday, 7:30 a.m. to 5:30 p.m. CST. Call the same number to get a quote or you can fill out forms here.